Terms of Service

Acceptance of Terms

By accessing and using the website at https://payerdigm.com (the “Site”), operated by Payerdigm AI, LLC (“Payerdigm,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with any part of these Terms, you must not use the Site.

Use of Website

You may use our Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable federal, state, local, or international law or regulation
• Attempt to gain unauthorized access to any portion of the Site, its servers, or any connected systems
• Use the Site to transmit any advertising or promotional material without our prior written consent
• Introduce any viruses, malware, or other harmful material to the Site
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Use any automated system, including bots or scrapers, to access the Site for any purpose without our express written permission

Intellectual Property

The Site and its entire contents, features, and functionality — including all text, graphics, logos, images, and software — are owned by Payerdigm AI, LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent, except for your personal, non-commercial use.

Professional Services Disclaimer

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes professional financial, legal, tax, or investment advice. Payerdigm provides enrollment optimization and demographic management services under separate engagement agreements with specific terms and conditions.

You should consult with qualified professionals for advice specific to your situation before making any financial or business decisions based on information found on this Site.

Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. Neither Payerdigm nor any person associated with Payerdigm makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Site.

Without limiting the foregoing, neither Payerdigm nor anyone associated with Payerdigm represents or warrants that the Site, its content, or any services obtained through the Site will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that the Site or the server that makes it available are free of viruses or other harmful components, or that the Site will otherwise meet your needs or expectations.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event will Payerdigm AI, LLC, its affiliates, or their respective members, managers, officers, employees, agents, or service providers be liable for damages of any kind arising out of or in connection with your use, or inability to use, the Site, including any direct, indirect, special, incidental, consequential, or punitive damages, whether based on warranty, contract, tort, statute, or any other legal theory, whether or not Payerdigm has been informed of the possibility of such damage.

Indemnification

You agree to defend, indemnify, and hold harmless Payerdigm, LLC, its affiliates, and their respective members, managers, officers, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of or related to these Terms or the Site shall be instituted exclusively in the federal or state courts located in Cook County, Illinois.

Changes to These Terms

We reserve the right to revise and update these Terms at our sole discretion and at any time. All changes are effective immediately when posted and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means you accept and agree to the changes.

Contact Us

If you have any questions about these Terms of Service, please contact us: